Cost to you
$0
Paid by your customer
Charge the verification fee to the customer being onboarded — a low, fair cost to them and no net cost to you.
KYCKYBAML ScreeningCrypto Transaction MonitoringOngoing MonitoringCompliance
KYC, KYB & AML/CTF Verification for Every Australian Business.Done Right. On Time.
Pacificnet delivers KYC, KYB and AML/CTF verification for any Australian business that needs it — identity verification, AML screening, crypto transaction monitoring and ongoing monitoring, backed by expert-built programs and guided implementation.
$0 to you — your customers cover verification cost at a low fee.
The Cost Advantage
Per verification charge
Charging only on verifications you actually run.
No minimums
No lock-in. No monthly subscription. No long-term contract — start, pause or scale whenever you need to.
Lower cost
A fraction of the price of manual checks, legal engagements or building verification in-house — with no setup fees.
Our Services
Whatever stage you're at, we meet you there.
From building a program from scratch to simply verifying your customers, pick the engagement that fits — or combine them as your needs grow.
Build Your AML/CTF Program
Haven't set up your compliance program yet? We build a complete, AUSTRAC-aligned AML/CTF program tailored to your business — risk assessment, policies, procedures and registers.
Independent Audit
Already have a program in place? We provide an independent evaluation against AUSTRAC requirements — identifying gaps, documenting findings and confirming you're audit-ready.
KYC, KYB & AML Checks
Just need to verify your customers? Run identity verification (KYC), business verification (KYB) and AML screening on demand — no program build required.
Crypto Transaction Monitoring
Monitor digital asset transactions for suspicious activity, wallet risk and sanctions exposure — with real-time screening built for VASPs and crypto-active businesses.
Assisted Onboarding & Due Diligence
Digital onboarding forms with built-in risk scoring to assess new customers and complete customer due diligence — including enhanced due diligence (EDD) for higher-risk customers, PEPs and complex ownership structures.
The Road Ahead
What's next at AUSTRAC.
The reforms didn't stop on 1 July 2026. Transitional arrangements and staggered deadlines run for years — here's the timeline that matters for reporting entities.
- 1 July 2026Milestone reached
Reforms commenced
Full AML/CTF obligations took effect for all newly regulated businesses, alongside virtual asset service providers and existing reporting entities already live from 31 March 2026.
- 29 July 2026Milestone reached
Enrolment & compliance officer deadline
Final date for newly regulated businesses to enrol with AUSTRAC and notify their appointed AML/CTF Compliance Officer. The standard 14-day notification rule applies from here on.
- Through 2026–2028Ongoing
Guidance enhancement & value transfer reporting
AUSTRAC continues to enhance sector-specific guidance in partnership with industry, and international value transfer service reporting commences under transitional arrangements. Expect ongoing rule refinements as the expanded regime beds in.
- 31 March 2027Upcoming
First independent evaluations begin (existing entities)
For existing reporting entities, the first independent evaluation of the AML/CTF program falls due by the later of four years after their last Part A review, or this date.
- On the horizon — from 2029Transition ends
CDD transition closes; new-entity evaluations fall due
Initial CDD may continue under existing procedures until 30 March 2029, after which the reformed requirements apply in full. First independent evaluations for newly regulated entities are staggered from 30 June 2029, based on AUSTRAC account number.
Dates reflect AUSTRAC and Department of Home Affairs guidance and the AML/CTF Transitional Rules 2026. Individual deadlines vary by enrolment date and services provided — we'll confirm what applies to you.
Why PacificNet
Built for Australian businesses.
Not adapted from a generic template.
KYC, KYB and AML/CTF verification specialists, built and supported in Australia and New Zealand.
Verification Specialists
KYC, KYB and AML/CTF is all we do. Programs and checks are tailored to your business and mapped precisely to AUSTRAC requirements.
Enterprise-Grade Technology
World-class verification technology — identity verification, liveness detection, AML screening and ongoing monitoring.
100% AUSTRAC-Aligned
Section structure, risk ratings, inherent risk tables and CDD procedures all map to current AUSTRAC requirements.
Australian Team. Local Support.
Based in Australia, operating in Australian time zones. Real people, real answers, real accountability.
Fixed Price. No Surprises.
Most businesses reach full compliance in 4–8 weeks. Fixed pricing — no hourly billing, no scope creep.
Verification, done right.
Compliance is achievable — with the right partner.
Get audit-ready and start verifying customers — pay-as-you-go, with the verification fee paid by your customer, not you.