Getting it wrong is expensive
Law firms charge $15,000–$50,000+ for AML program builds. Pacificnet delivers the same quality at a fraction of the cost.
TRANCHE 2 DEADLINE: 1 JULY 2026
KYC & AML/CTF Compliance for Every Tranche 2 Business.Done Right. On Time.
Pacificnet helps Australian businesses meet their Tranche 2 KYC and AML/CTF obligations — with expert-built program kits, guided implementation, and purpose-built compliance technology.
The Challenge
Most businesses impacted are not ready. Are you?
From 1 July 2026, most businesses providing certain services become reporting entities under Australia's AML/CTF Act. The obligations are real. The penalties are significant. The clock is ticking.
Hard deadline. No extensions.
1 July 2026 is not negotiable. AUSTRAC enrolment, risk assessment, program build, staff training — all have to be completed before the deadline.
Heavy Penalties
Fines of up to $22 million for serious non-compliance. Reputational damage that can end a practice.
Generic Templates Won't Cut It
A sole practitioner has a very different risk profile from a firm advising on M&A, trusts and company restructures. Every business needs to assess their risk appetite and establish a unique AML Program.
The Solution
Engage PacificNet. Transparent price. No surprises.
Pacificnet delivers a complete, AUSTRAC-aligned AML/CTF compliance program — built specifically for your practice, guided by experts, at a clear and transparent price.
Purpose-Built Program Kit
10-section AML/CTF Program, 17 SOPs, all required forms and registers — built to AUSTRAC's exact specifications.
Expert-Guided Implementation
We guide you through every step — risk assessment, program build, staff training and AUSTRAC enrolment.
KYC Technology Ready
Authorised Sumsub partner in ANZ — identity verification, AML screening and ongoing monitoring built in.
How It Works
From uncertainty to compliant in 4–8 weeks.
Scoping Call
Confirm your services, client base and risk profile. Receive a personalised compliance roadmap.
Risk Assessment
Complete your ML/TF Risk Assessment — all services, client types, channels and country risk.
Program Build
Customise your full AML/CTF Program Kit — 10 sections, 17 SOPs, all forms and registers.
Train & Implement
Staff training and CDD procedures rolled out. Compliance Officer appointed.
Enrol & Go Live
AUSTRAC enrolment walkthrough. Audit-ready by 1 July 2026.
Why PacificNet
Built for Australian businesses.
Not adapted from a generic template.
Accounting-sector AML/CTF specialists and authorised Sumsub partner in Australia and New Zealand.
Accounting Sector Specialists
Built exclusively for accounting practices. Every section reflects AUSTRAC's January 2026 Accounting Starter Kit precisely.
Authorised Sumsub Partner — ANZ
World-class KYC technology — identity verification, liveness detection, AML screening and ongoing monitoring.
100% AUSTRAC-Aligned
Section structure, risk ratings, inherent risk tables and CDD procedures all match the AUSTRAC template exactly.
Australian Team. Local Support.
Based in Australia, operating in Australian time zones. Real people, real answers, real accountability.
Fixed Price. No Surprises.
Most firms complete full compliance in 4–8 weeks. Fixed pricing — no hourly billing, no scope creep.
SaaS Platform Coming Soon
Clients who engage us now receive priority early access and preferential pricing when our platform launches.
Coming Soon
A purpose-built Tranche 2 compliance platform for accounting practices.
Pacificnet is developing a SaaS platform purpose-built for Tranche 2 compliance. Automated risk assessments. Integrated KYC/AML screening. Ongoing monitoring. Compliance calendar. SMR reporting workflow — all in one place.
Clients who engage us now will receive priority early access and preferential pricing at launch.
1 July 2026 is a fixed deadline.
Compliance is achievable — with the right partner.
Start today and be audit-ready well before the deadline.